Florida is a very popular state with business owners. While the taxes in the state make it very friendly, when it comes to hazards that can kill your business, Florida is no more immune than any other state. As a business owner, the best thing you can do for your business is to make sure that you have the mandated commercial insurance and all the insurance you need to be protected. At Zot Insurance Agency in Davie, FL, we will help you make sure you have the required commercial insurance and any other insurance that benefits your business. 

Two types of commercial insurance are required in Florida: 

• Commercial auto insurance
• Workers’ compensation

Any business with four or more employees or any construction company with one or more employees must carry workers’ compensation insurance. This provides workers with coverage for medical injuries as well as time that is lost from work. 

Florida is a no-fault state when it comes to auto insurance. Businesses are required to have the same amount of auto insurance for their business as they would for their auto insurance.

Just because the state doesn’t require you to carry commercial property and liability insurance doesn’t mean that it is a good idea for your business to be without them. 

Commercial property insurance works pretty much like home insurance. It combines building and content coverage. This way, even if you are a renter, it makes sense to cover what you need to do business from hazards. 

Commercial liability insurance helps to protect your business assets from legal action. It will help pay a judgment and the legal expenses that come with it. 

Zot Insurance Agency in Davie, FL is here to help with your commercial insurance needs.