The year 2024 is just around the corner. If you have homeowners insurance with Zot Insurance Agency serving Davie, FL, it’s an excellent time to review your homeowner’s insurance. At this time of year, it’s good to ask yourself if you have enough insurance coverage to protect yourself in the event of a covered event. Here’s what you need to know. 

Do You Have Enough Insurance Coverage?

If a covered event were to happen in your home, you would need your homeowner’s insurance to provide sufficient coverage so that you would be able to repair or replace your home. Times change, and so do the value of homes and personal possessions.

You may have had enough homeowners insurance coverage when you got your policy, but if it’s been a long time since you got it, it may need updating. Call your insurance agent at Zot Insurance Agency to determine whether you have enough insurance to protect yourself if a covered event occurs. 

Perform a Home Inventory

Do you know what possessions you have at home? If you were to lose those possessions in a covered event, would you know what to replace? Making a home inventory can make the recovery after a covered event much easier and faster.

There are many things you can do to make a home inventory, including recording a video of your home and making a spreadsheet of the things you own. If you own expensive items like jewelry, you’ll need to have those items specially recorded on your policy. Talk to your insurance agent to learn more. 

Happy New Year! This is the perfect time to start reviewing your home insurance coverage, so call today.