Trucking insurance is more than mere auto insurance in Davie, FL. Your trucking service is likely your business, which means you need full protection in the instance of an accident on the road. Zot Insurance Agency can help you understand the benefits of trucking insurance. 

How does trucking insurance work?

Trucking insurance works much like a standard auto insurance policy. The amount of coverage you receive after an accident is largely determined by your policy’s limits. 

Truckers who pay more in monthly premium rates may find they have more financial support after an incident. On the other hand, individuals who pay less in monthly premiums may also be subject to a significant deductible. 

Some truckers in Davie, FL find it better to pay more in monthly premiums. The additional cost every month is less burdensome than having to pay a higher deductible. 

How much trucking insurance do you need?

The state of Florida requires drivers to show proof of at least $10,000 worth of bodily injury protection. You are also required to show proof of at least $10,000 property damage liability. Florida is a no-fault state, which means personal injury protection (PIP) of at least $10,000 is required. 

Many truckers find the state minimum to legally operate a vehicle in Florida to be insufficient. A trucking accident, after all, could lead to more than $50,000 worth of overall damage. 

It is best to speak with an agent at Zot Insurance Agency if you are looking for a good trucking insurance policy. Do not wait until an accident to consider a trucking indemnity plan that covers all your needs. Call today to get started with a quote for coverage.